Thursday, August 6, 2009

You can get a guaranteed first time home buyers loan

You do not have to wait anymore. This list offers only the legitimate home loan lending companies that specialize in loaning money to those who are looking to purchase or build their first home.

The best part is that if you meet the qualifications of low income and not so good credit, then you are guaranteed approved for a first time home buyers loan or mortgage.

You will find nowhere on the internet that will give you the exact loan and mortgage companies that guarantee your first time home loan as well as a very low monthly payment and they walk you through the entire first time home buying process. It really is that simpel.

Keep reading for the resources on getting you complete guide to the guaranteed first time home buyers loan and mortgage program guide.

Get Approved for a Home Loan or Mortgage Regardless of Your Credit

Some people believe that just because they have no credit or bad credit that they can not get approved for a home loan or a mortgage but there is hope.

Even though the economy is in a weak state, there are still home loan programs that are designed specifically for people who have bad credit and no credit and for low income families.

These home loan programs were designed to help people with credit problems and with no credit at all recognize the dream of owning their own home.

The awesome part of these home loan programs is that the loan programs will base your monthly payment based on your income. Some people can actually qualify for a $100,000 home for around $100 dollars a month or less.

These home loan programs even offer different types of home loan assistance programs. These home loan assistance programs consist of the following:

1- Home loans for people with bad credit, no credit and less than perfect credit.

2- Down payment assistance programs for first time home buyers. You can actually get a loan for the down payment and the repayment will be added to your mortgage at a extremely low interest rate such as $20-$30 dollars a month.

3- Closing cost assistance. This program will pay all of the closing costs for you at no cost whatsoever to you. None.

4-Credit and debt counseling at no cost to you.

5-Mortgage and loan educational resources. This program is to help first time home buyers get educated throughout the whole home buying process. In other words this company will walk you the whole way through the first time home buying process.

6- Guaranteed mortgage and home loan approval. This means that these certain companies guarantee to get you approved for a home loan or mortgage at a low monthly payment through the first time home buyers plan.

7- These first time home buyers loan programs offer you anywhere from 30 to 40 years to repay the first time home buyers loan. This is to ensure that you have a low monthly payment.



Important steps to take before applying for any of these first time home buying loan programs.

1- Even though the mortgage and loans are at a low monthly repayment amount, make sure to shop around for a house that you can still afford to make the payments on.

2- Choose the right first time home buyers loan program that also has a decent interest rate so that you are not paying for the house for the next 80 years.

3- To make the first time home buying loan process faster and simplier, these programs will let you apply online using your computer.

4- If you have found a home or you are ready to build a home, go ahead and sit down and make a budget to make sure that you can afford the monthly repayment of the first time home buyers loan program.


Qualifications for approval of the first time home buyers and mortgages program.

1- low income or moderate low income.
2-Disabled and cant work.
3 Low income and your spouse is pregnant.
4-Never owned a home before
5-Low income with children still living at home.
6-Single dad or mom with children.
7- Never declared bankruptcy.
8- Good Credit,Bad credit, No credit- It does not matter.
9- Some source of income.
10-Veteran
11-Widows


Qualifications for down payment assistance and closing costs assistance.

1- First time home buyer. Never owned a home
2- Low to moderately low income.
3- Disabled or cant work.



I have compiled the list of the few first time home buyer loan and mortgage programs that also offer down payment assistance and closing cost assistance as well as helping you find a home and they will walk you all the way through the home buying process.

This list consists of the following:

1- First time home buyers lenders names and contact information.
2- Application to the guaranteed first time home buyers loan program.
3- Resources to the guaranteed down payment assistance programs.
4- Resources to the guaranteed closing costs assistance programs.
5- Resources to lists of homes for sale in your city.
6- Guaranteed start to finish first time home buyers loan assistance resources.
7- All of the websites, phone numbers, contact information and links to only the first time home buyer loans and mortgages programs that guarantee your approval for a new or existing home.


The best part of all is that you truely are guaranteed to be approved for these programs. Why search all over the internet for different resources in first time home buyers loan and mortgage programs when I have the complete list for only $10 dollars.

This information is worth well over $40 but I am not a greedy person. If you want the entire list of all of the programs mentioned above. You can contact me at the following contact information to set up the $10 dollar payment and contact information where I can send you complete first time buyers online packet to.


Send questions and orders to:

$10 dollars
Stacy Mclain
mclainsinternet@yahoo.com
Phone-601-989-2225
Address- 3091 mt. zion road
richton,MS, 39476
Paypal address- nicikevintt@yahoo.com

As you can see. I have just gave you my real name, my real email address and my real home address. So this is for true inquirers only. If you want to achieve the dream of owning your own home just contact me and we will set up payment instructions and instructions on where I can send your online first time home buyers packet.

The online first time home buyers packet comes in a email format, website format or paper format that I can send to your home.

The best part is that I offer a complete and guaranteed refund if you do not get approved for a home loan by using my first time home buyers and mortgages kit. If you have not been approved within the first 60 days, I will promptly refund your $10 dollars so you have absolutely nothing at all to lose except your dream home.

Key things to remember:
This online first time home buyers and mortgages kit regardless of your credit will get you approved for a home loan or mortgage no matter what your credit is. Guaranteed.

Stacy Kevin Mclain
Email- mclainsinternet@yahoo.com
601-989-2225
3091 mt. zion road
richton,MS, 39476

Paypal email address- nicikevin77@yahoo.com

If you decide to pay the $10 dollars to my paypal account, I will immediately send your first time home buyers programs as soon as I have confirmation of payment from paypal.

If you want to send the $10 dollars through the mail or through paypal, send me a personal email at my email address to let me know so I will know to process your order for your first time home buyers and mortgages guide ASAP.


For all payments through paypal. Send the $10 dollars to: nicikevin77@yahoo.com and I will send your guide immediately after confirmation.

For all mail orders. I will send your guide the day that I recieve your $10 dollar payment.

Either way, the guide will be sent in a email format, website format or paper format through mail.

If you are ready to get the information that will guarantee that you will be approved for a first time home buyers program, then lets do it. I will be waiting on you and I am available 24 hours a day.